Основы переезда на Бали: Поиск лучших международных школ для вашей семьи
Planning your relocating to Bali? Understand the costs, find the best international school, and settle into Balinese life with minimal hassle. This essential guide offers direct advice on creating a comfortable life in Bali’s warm and culturally vibrant setting. Bypass the fluff and dive into specifics with a focus on what truly matters for families and individuals moving to this tropical haven during their relocation to Bali. Key Takeaways Bali is a popular destination for expatriates considering relocating to Bali due to its rich culture, scenic beauty, friendly community, warm climate, and affordable cost of living. For families relocating to Bali, international schools play a crucial role. These schools, including IB World Schools, bilingual/multilingual schools, and eco-friendly institutions, provide high-quality, diverse educational options that cater to different needs and focus areas. Considerations for curriculum, extracurricular activities, and teacher qualifications are essential when choosing the right school for your child. Financial planning for relocation must account for various expenses such as visa fees, health insurance, and international school tuition, which varies across different schools and may include additional one-time enrolment fees and sibling discounts. Why Relocate to Bali? Bali boasts: A vibrant cultural heritage Breathtaking landscapes encompassing verdant jungles and emblematic terraced rice paddies An amiable local community known for its hospitality Consistently warm temperatures that provide a haven from the chill of colder climates Opportunities to embrace an al fresco, wellness-oriented way of life Irresistible opportunities for swimming and island exploration within this tropical haven Bali is appealing for those considering relocating to Bali because it offers expatriates cost-effective living options. Affordable extended-stay housing in villas combined with access to Western comforts and supermarkets enable one to live economically without sacrificing quality while immersing oneself in Indonesian culture and venturing out into other parts of Southeast Asia. Your visa process is made easy with ILA Indonesia has so many visas to choose from, each with its own requirements, regulations, and duration. With more constantly being issued by the government, it can be hard to keep track and choose one that is right for you. With the help of ILA, you can be sure that you’ll get the best visa for your needs as quickly and efficiently as possible without having to worry about any missing documents. Whether you’re looking for an Investor KITAS, Working KITAS, Second Home Visa, Spouse KITAS, Multiple Entry Business Visa or Remote Worker Visa, we can help make the process efficient and smooth. Schedule a free consultation today or learn more about the different visa options. Preparing for Your Move Making a successful transition to Bali requires detailed preparation and thoughtful organization, especially for those relocating to Bali. Assessing visa choices, finding the right accommodation, and arranging for complete health insurance coverage are all essential steps. Expats have access to various living options that cater to different budgets – from affordable local ‘kosts’ accommodations to upscale villas with swimming pools. Employing the services of a property agent, coupled with advice from both expat and local community members, can provide crucial guidance on choosing suitable neighborhoods. It’s equally critical to allocate funds properly for initial expenditures when relocating to Bali. These outlays involve fees associated with obtaining visas and acquiring adequate health insurance policies. One would typically need around $550 USD annually for a KITAS (limited stay permit card) visa and an estimated $700 USD per individual each year for medical insurance coverage. Read also: Which Visa You Should Chose to Live or Invest in Bali Finding the Perfect International School Selecting the right international school is a critical decision in ensuring your family’s transition to Bali goes smoothly. The island boasts numerous top-tier international schools that provide diverse curricula and innovative teaching styles tailored to meet the demands of your child’s education on an international scale. We’ll delve into different choices available, assisting you in making an informed selection for your child’s educational journey. IB World Schools in Bali In Bali, schools designated as IB World Schools deliver an education of global caliber that meets international standards. This includes the provision of the International Baccalaureate Diploma Program alongside other programs within the international baccalaureate framework. The curriculum in these institutions is extensive and designed to equip students with readiness for worldwide engagement. When selecting one such school, it’s important not only to look at its academic offerings, but also to consider additional factors like available extracurricular opportunities, faculty credentials, and class size dimensions. Presently in Bali, four such international schools exist that offer this distinguished IB curriculum. Bilingual and Multilingual Schools In Bali, bilingual and multilingual schools create a dynamic learning environment that fosters cognitive growth and cultural understanding by teaching students in various languages. At the Gandhi Memorial Intercontinental School (GMIS), students benefit from an international curriculum, which is further enriched by language options such as Mandarin, Bahasa Indonesia, Hindi, and French, ensuring diverse learning opportunities. Several other educational institutions on the island also provide opportunities for language immersion. Bali Island School (BIS) is the oldest international school in Bali, offering the IB program across all grades and focusing on holistic education. Canggu Community School (CCS) combines the British curriculum with a vibrant community spirit, offering a range of programs from the Early Years to A-Levels. Dyatmika School provides a unique bilingual curriculum, preparing students for both the Cambridge IGCSE exams and the Indonesian National exam. Green School Bali stands out for its innovative approach to education, with its eco-friendly bamboo campus and a curriculum centred around sustainability and environmental stewardship. For French nationals or those interested in the French curriculum, Lycée Français de Jakarta (LFJ) offers a comprehensive French education, and while there isn’t a Lycée Français in Bali, many schools offer French as part of their language programs. Montessori School Bali follows the Montessori method, focusing on self-directed learning within a thoughtfully prepared environment. Eco-Friendly and Sustainable Schools Schools like Green School Bali are leading the way in environmental education. Their unique curriculum emphasizes sustainability and experiential learning within a natural environment,
Дубай - Бали: налоговый договор Индонезии и ОАЭ
For those investing in Bali, one of the recurring questions is how to optimize your investment and personal tax (property, business). The tax treaty Dubai Bali highlights some similarities between Dubai and Bali, making it not rare to see investors holding investments in both Bali and Dubai simultaneously. Both destinations have tax facilities and allow business owners and investors to transit and transfer money to Bali and Dubai. Tax treaty between Bali and Dubai The United Arab Emirates (UAE) and Indonesia had a tax treaty in effect on January 1st, 2022. Both countries completed the ratification process in 2021 and it has been an important change in the way to approach investment and trading between Dubai and Bali. Tax on Dividend A company incorporated or resident KITAS holder in Indonesia and Bali has to pay 10% tax on dividends as a resident and 20% as non resident. A company incorporated in Dubai or individuals don’t have to pay tax on dividends. As Singapore, Dubai is a paradise for non resident investors. In addition, the tax treaty between Dubai and Bali offers an interesting tax rate 10%, which is the same tax rate as a resident in Indonesia. Dubai business owners holding companies in Bali will pay only 10% tax on their dividend while Indonesian tax payers will be taxed at 10% while they will declare their annual income tax. Tax on Interests In some ways contracting a loan between subsidiary companies and the mother company can be more interesting than injecting money directly and paying a dividend. Some companies looking for investors use the loan technique to get investment. Based on the treaty between UAE and Indonesia, a company has to pay 7% tax on the interest rate. This withholding tax is to avoid capital without taxation. The previous tax rate was 5%. Read also: Taxation in Indonesia: How Businesses And Individuals Can Save And Comply Tax on Royalties and Branch office Asset owners receiving royalties from companies in one of the countries are subject to a tax of 5%. Subsidiary companies sending a royalty to their mother company for using a pattern or trademark etc have to pay also a tax of 5%. Tax on Services Taxpayer using service from companies using services in Dubai may apply for a reduced withholding tax at 5%. The services are related to consulting, technical services. Double Taxation Relief Indonesia and the United Arab Emirates (UAE) have a double taxation agreement in place. This helps to avoid companies and individuals from being taxed on the same income in both countries. The agreement makes business and investment between the two nations more attractive. Companies need to fulfill a DGT form in order to apply the proper tax rate. Never worry about taxes and accounting again Dealing with finances, taxes, and accounting can feel overwhelming, especially as a foreigner in Indonesia. Let us guide you through processes like tax calculation, payroll, personal or corporate tax, short-term investments, balance sheet analysis and much more. With ILA by your side, nothing can go wrong. Schedule a free consultation today or learn more about our tax and accounting services. Tax Comparison between Dubai and Bali Dubai Bali Dividend 0% 0% after 3 years if the dividend is reinvested 10% for resident 20% for non resident Royalties 0% 15% for resident 20% non resident Interest 0% 20% for Permanent establishment and non resident10% for individual resident Corporate income tax 0% up to USD 100 000 9% above USD 100 000 0.5% up to USD 300 000 on income11 to 13% above 4.8 billion IDR Personal income tax none Progressive rate Invest in Dubai or Bali Investing in Bali from Dubai is possible as an individual or through a company. The tax treaty between UAE and Dubai from 2021 makes this structure advantageous for the taxpayer. While Indonesia used to tax at 20% non resident, this treaty reduced the tax to 10% on dividend treating Dubai company and resident as Indonesian resident. Foreign investment in Indonesia and Dubai plays an important role in this scenario. At the same time the money sent by a Dubai company to an Indonesian company will not be taxed. Interesting point of this comparison is the interesting tax rate on companies in Bali. While Dubai tax at 9% companies with income, Bali appears to be more advantageous for new companies with a tax rate at only 0.5% on the revenue the first 3 years under conditions Bali and Indonesia also have interesting tax facilities with no taxation on dividends when those dividends are reinvested in the economy or the company. Contact us to know more if you want to open a company in Bali and hesitate between Bali and Dubai. Read also: The Latest Guide to Corporate Income Tax in Indonesia [2024] FAQ 1. What is the significance of the tax treaty between Bali and Dubai for investors? The tax treaty between Bali and Dubai, effective from January 1st, 2022, offers significant advantages for investors. It reduces the tax rate on dividends for Dubai-based companies and residents investing in Bali from 20% to 10%, aligning them with Indonesian residents. 2. How does the tax treaty impact dividend taxation for companies and individuals? Companies incorporated or holding KITAS in Indonesia and Bali are subject to a 10% tax rate on dividends as residents and 20% as non-residents. However, companies incorporated in Dubai or individuals are exempt from dividend taxation, making Dubai an appealing destination for non-resident investors. 3. What are the tax implications for interests under the treaty? According to the UAE-Indonesia tax treaty, companies are required to pay a 7% tax on interest rates paid to third parties, up from the previous rate of 5%. This withholding tax aims to prevent capital from being transferred overseas without taxation.
Выход на пенсию в Индонезии: Открыть рай с помощью виз, недвижимости и блаженной жизни
Indonesia’s siren song beckons louder than ever, promising sun-drenched shores, vibrant festivals, and a warm embrace for retirees seeking a serene haven. But before you pack your bags and book your flight, navigating the legalities and logistics of relocation can feel like deciphering ancient hieroglyphics. Fear not, intrepid dreamers! This comprehensive guide illuminates the path to retire in Indonesia, covering the intricacies of visas, property investments, and the secrets to unlocking your blissful Indonesian retirement. Discover the beauty of an Indonesia retirement visa, explore the details of a visa for Indonesia, and understand the cost of living with this complete guide. Who Can Apply for a Retirement Visa in Indonesia? Indonesia gives the opportunity to retired people to spend their golden days into the country and apply for a limited stay permit (KITAS). People having reached 60 years can apply for the E33F Retirement Visa or E33E Silver Hair. Your visa process made easy with ILA Indonesia has so many visas to choose from, each with its own requirements, regulations, and duration. With more constantly being issued by the government, it can be hard to keep track and choose one that is right for you. With the help of ILA, you can be sure that you’ll get the best visa for your needs as quickly and efficiently as possible without having to worry about any missing documents. Whether you’re looking for an Investor KITAS, Working KITAS, Second Home Visa, Spouse KITAS, Multiple Entry Business Visa or Remote Worker Visa, we can help make the process efficient and smooth. Schedule a free consultation today or learn more about the different visa options. Visa Options: Your Key to Paradise Awaits E33F – Retirement Visa (KITAS) This visa is valid for 1 year with proven income (minimum US$2000/month), is ideal for active retirees exploring the diverse tapestry of Indonesia. Document requirements: Passport valid for at least 6 (six) months (for holders of travel documents other than passports such as emergency passports, documents of identity, etc. must be valid for 12 months). Personal bank statement with minimum amount USD $2000 or equivalent the last 3 months period (including name, date of period, and balance account). Recent photograph. Curriculum Vitae. Travel Itinerary. Guarantee from the guarantor. Bank account proving income or allowance with a value of US$3,000 per month. E233E Silver Hair (KITAS) This visa grants you a 5 stay permit with multiple entries, minimal restrictions, and the freedom to bring your loved ones. Your tropical escape awaits! Document requirements: Valid Nationality Passport at least 6 (six) months. Latest color photograph. Curriculum Vitae. Travel Itinerary. Statement of commitment that the applicant will deposit funds in an account in his/her own name worth at least US$50,000 (fifty thousand US dollars) in a state-owned bank. Proof of income or benefits with a minimum value of US$3,000 (three thousand US Dollars) per month. E33 – Second home visa: The Gilded Gateway to Luxury For high-net-worth individuals, the Second home Visa (E33) opens the doors to a life of exclusivity. You can obtain this visa with a validity of 5 years with a possible extension to 10 years. This KITAS is a perfect solution for people wishing to establish Indonesia as their second home or willing to retire in Indonesia. The applicant of the second home visa must fulfil at least one of the requirements below. The property investment cannot be a leasehold and has to be purchased under Hak Pakai. Deposit funds in an account under the name of the Foreigner at a state-owned bank with a value of US$ 130,000 (one hundred thirty thousand US Dollars) Purchase property in Indonesia such as an apartment/flat house with a value of US$1,000,000 (one million US Dollars). Read Also: E33G: Remote Worker Visa (Digital Nomad) in Bali Beyond the Visa: Building Your Dream Property Portfolio Your Indonesian retirement isn’t just about a visa; it’s about building a life you love. Where to retire Beachfront villas: Wake up to the sound of waves lapping at your shore in Bali or Lombok. Charming traditional houses: Immerse yourself in the rich culture of Yogyakarta or Ubud. Vibrant city hubs: Experience the energy of Jakarta or Surabaya, with modern amenities and cultural offerings. Serene mountain retreats: Find peace and tranquility in the lush highlands of North Sumatra or West Java. Investment Options: Direct purchase: Own your slice of paradise with complete control. Leasehold : Enjoy 30+ years of property rights without land ownership. Co-ownership projects: Share costs and maintenance responsibilities while enjoying a piece of the dream. Leaseback options: Generate passive income through guaranteed rental agreements Remember: Seek professional guidance: Consult experienced lawyers and real estate agents to navigate legalities, understand property taxes and maintenance costs, and ensure a smooth investment. Plan for the future: Consider potential property appreciation, exit strategies, and long-term maintenance costs for financial security. Living Your Blissful Indonesian Dream: Embrace the local culture: Learn Bahasa Indonesia, connect with communities, and immerse yourself in the warmth of Indonesian hospitality. Healthcare: Research healthcare options and consider international health insurance for peace of mind. Lower cost of living: Enjoy a comfortable life on a budget compared to many Western countries. Activities and exploration: From diving in coral reefs to trekking through volcanoes, Indonesia offers endless possibilities for adventure and discovery. Bonus Tips for Success: Start early: Visa applications and property transactions can take time. Plan ahead to ensure a smooth transition. Be flexible and adaptable: Embrace the Indonesian way of life and be prepared for unexpected situations Invest in Yourself: Learn new skills, pursue hobbies, and stay active to make the most of your Indonesian retirement. For spend your retire in Indonesia you can join local yoga classes, take up painting, or volunteer in your community. An active life keeps your mind and body vibrant, enriching your golden years in paradise. Explore Beyond Tourist Destinations: Venture off the beaten path and discover hidden gems. Visit traditional villages in Sulawesi, hike through the rice terraces of Bali, or lose yourself in