Как найти хорошего нотариуса и адвоката в Индонезии
When it comes to purchasing a property in Indonesia, in Bali, Lombok or Sumba, finding the right lawyer and notary is key for a protective and successful transaction. As a foreigner, finding a notary can be challenging due to the language barrier and the number of notaries in Indonesia. Most of the time, sellers or buyers offer to the other party to use their notary for the transaction. However, how to know if the notary has no conflict of interest and will protect the interests of the parties? A notary is supposed to be a neutral person in contrast to a lawyer who will protect the interests of their clients. While the notary is paid once the transaction has been successfully accomplished and signed, the lawyer is usually paid before or during the deal to protect the interests of its clients. Sometimes notaries ensure a minimum service while the lawyer will push deeper into its role. If you need to find a notary who is impartial, it’s advisable to seek recommendations from trusted sources or verify their credentials independently. What is the role of the notary in Indonesia for property transactions Notaries operate under Law No. 2 of 2014 (amending the Law No. 30 of 2004) on the Position of Notary (Undang-Undang Jabatan Notaris – UUJN) and they are appointed by the Ministry of Law and Human Rights. Notaries handle property transactions on different aspects and levels on Freehold or leasehold properties. The notary/PPAT drafts and legalizes authentic deeds related to property, such as: Deed of Sale and Purchase (AJB – Akta Jual Beli) Lease Agreements Deed of Gift (Akta Hibah) Mortgage Deed (Akta Hak Tanggungan) Right Transfer Deeds (Akta Pengalihan Hak) Once the deed is established, the notary will handle Taxes and arrange payments (BPHTB) and PPh (Seller’s Income Tax). Once the tax is paid, the notary registers the Ownership Transfer and submits it to the BPN (National Land Agency) to update the land certificate under the buyer’s name. Leasehold agreements and Property Purchase In Indonesia, a Notary prepares leasehold or construction agreements based on information provided by both parties. Each party designs these agreements to align with Indonesian law and ensure mutual protection. While parties can legalize or notarize the agreements, notarization engages the notary’s responsibility though in practice, many notaries don’t actively enforce the terms when disputes arise.That’s why it’s crucial to find a notary who is reliable, experienced, and proactive in safeguarding both parties’ interests. For leasehold agreements, using a notary is optional since the contract is considered a private arrangement and isn’t registered at the land office (BPN). However, a notary is mandatory for freehold property transactions, from the sale deed (AJB) to tax payments and title transfers. Whether for lease or ownership, it’s always best to find a notary who can guide you through the legalities with professionalism and clarity. In other words, notarising a leasehold agreement is not mandatory, and we recommend using legalization to reduce the notary fee. However, for a freehold property under a PT PMA, the selection of a good notary is important for following up on transactions. Due diligence on property One of the important roles of the notary is to conduct due diligence on the property to ensure the legality of the transaction. The due diligence on the property covers the basic scope such as: Ownership Mortgage Land and Building tax Zoning from BPN (land office) It is rare to see a person trying to sell a property with a mortgage or a property that does not belong to that person. Due diligence is crucial before signing the final agreement and requires special attention to additional aspects that lawyers will cover differently. Some notaries care more about the deal than due diligence. They’ll push through agreements even if one side gets screwed by missing info or shady clauses. Always find a notary who actually protects you, not just the transaction. For example, despite the agrarian law, clearly defining the inability of the non-resident to sign an Hak Sewa, most notaries accept the agreement to get commission. Also Read : Optimize Tax on Property Investment in Lombok and Bali Get professional legal advice for Indonesia Indonesia’s legal system is complicated, with its many regulations, licences, and special rules for foreigners. Don’t make the mistake of trying to navigate it alone, and get the help of experienced consultants instead. At ILA, we can help you with intellectual property, corporate law, drafting, reviewing and managing legal documents, navigating commercial transactions and much more. You’re not alone. Reach out today to schedule a free consultation or read more about our legal service. What is the role of a lawyer in Indonesia for property transactions Lawyers in Indonesia are regulated under Law No. 18 of 2003 (Undang-Undang Nomor 18 Tahun 2003 tentang Advokat) and are members of the PERADI association. Unlike the notary, a lawyer is a mercenary and works for their clients in order to ensure the best deal and protection for their clients. In property transactions, lawyers will start at the beginning to draft or review the offer and suggest additional clauses that are more protective or favourable to their clients. In property transactions in Indonesia, lawyers play an important advisory, due diligence, and documentation role, especially when there are legal complexities, such as: Role of Lawyers in Indonesian Property Transactions: Notaries do basic legal checks, but lawyers dig deeper to protect their clients. Always find a notary and a good lawyer for your deal. Lawyers as notaries thoroughly check the status of the land or property: Title validity (SHM, SHGB, etc.) Zoning and land use Encumbrances (mortgages, disputes, liens) Lawyers are crucial in property deals, especially for foreign buyers. They advise on the best ownership structures like PT PMAs or joint ventures to optimize taxes and legality. They also help you find a reliable notary to ensure all paperwork follows Indonesian law. In addition to reviewing Sale and Purchase Agreements, Lease Agreements, and Shareholder Agreements, lawyers also prepare Escrow arrangements and negotiate on
Как подать заявку на PBG и SLF на Бали
SLF and PBG Indonesia are mandatory documents for any construction in Bali. If you are a developer investing in a villa, those documents are key to legitimize the construction. A villa built without the authorization and approval of PBG is considered as an illegal construction. Despite some developers still selling involuntarily or voluntarily a project without PBG, this act is a criminal action and can result in penalties or the destruction of the project. This guide explains the regulations regarding the PBG and SLF Indonesia application and how to obtain the documents. In 2021, the Building Construction Permit (IMB) was officially replaced by the Building Approval (PBG) and the Certificate of Feasibility (SLF) to streamline construction compliance and safety regulations in Indonesia. Consequently, this shift aims to ensure that all building projects meet technical standards and remain functionally safe, aligning with infrastructure guidelines. Persetujuan Bangunan Gedung (PBG) What is a PBG The PBG can be translated as “Building Approval” in English. This was introduced in Indonesia to replace the IMB (Izin Mendirikan Bangunan – Building Permit) under Government Regulation No. 16 of 2021. The PBG is necessary before starting construction in Indonesia, whether you plan to build in Bali or Lombok. Once approved, the Building Approval (PBG) remains valid indefinitely, provided the structure, design, and electrical systems of the building continue to comply with the approved PBG regulations. The PBG doesn’t have to be updated as long as the structure of the building is not modified. The Building Approval (PBG) is an official certification that a building’s design and construction comply with regulations and legal standards by documenting building plans and maintaining records of technical specifications, zoning requirements, structural integrity, and environmental impact assessments. Who can apply for a PBG? The PBG can be applied by an Indonesian citizen having rights on a land (SHM) or a company (PT PMA or PT PMDN) having the rights on the land under a HGB title. In other words, a foreigner with a leasehold can’t apply for a PBG and would need to use another local person or obtain a HGB under a company. PT PMA can obtain a HGB on a top of a leasehold and apply for the PBG. Documents required to obtain a PBG Before applying for the PBG, the applicant must obtain a few documents. ILA Global Consulting can assist you in applying for the building permit. In order to apply we will need the following documents: Architectural drawing AutoCAD of the architect Documents of the applicant AMDAL or UKL UPL if the project is over a certain size Also read : Guide To Renting Out Legally A Property In Bali And Lombok As Foreigner AMDAL In Indonesia, a PT PMA (Foreign-Owned Company) must obtain an AMDAL (Environmental Impact Assessment) for large-scale construction projects that significantly impact the environment. The exact size threshold depends on the project type, as regulated under Government Regulation No. 22 of 2021 on Environmental Protection and Management. General AMDAL Thresholds for Construction Projects: Residential & Commercial Buildings: If the total building area exceeds 5 hectares or the built-up area exceeds 10,000 m². Industrial Facilities: If the factory covers more than 5 hectares or has a production capacity above sector-specific limits. Hotels & Resorts: If the land area exceeds 5 hectares or has more than 150 rooms, AMDAL is required. If the project is under the above size, UKL-UPL might be sufficient UKL UPL A PT PMA is required to submit a UKL-UPL (Environmental Management & Monitoring Plan) for medium-risk projects, meaning projects that exceed the low-risk SPPL threshold but do not require full AMDAL approval. The minimum size required for UKL-UPL varies based on the type of project. According to Government Regulation No. 22 of 2021, UKL-UPL is required if a project exceeds the SPPL (Statement of Environmental Commitment) limit, which is typically: Project Type for PT PMA Minimum Size Requiring UKL-UPL Residential & Commercial Buildings > 2,000 m² built-up area OR > 0.5 hectares land area Hotels & Resorts > 50 rooms OR > 2 hectares land area Office Buildings > 4 floors OR > 5,000 m² total floor area Shopping Centers & Malls > 5,000 m² total floor area Steps to apply for PBG The application process can take time, usually 75 working days. We recommend preparing the documentation and following the steps with ILA to ensure the approval of the PBG. One the first step is the obtention of the PKKPR before moving to the next steps. However the approval and obtention of the PKKPR doesn’t mean the PBG has been approved and the construction can start. PBG SLF Consultation Site Survey Creation of OSS Permit PKKPR Validation PBG Drawings Architecture Structure MEP (Mechanical, Electrical, and Plumbing) PBG Technical Specifications Architecture Structure MEP Soil Test Building Structure Analysis Architectural Technical Documents MEP Calculations SIMBG System Upload Assistance and Presentation of documents to the relevant authorities Retribution PBG issuance The retribution fee is the last step before the issuance of the PBG in Indonesia. This amount varies in function of the building purpose, design and size. ILA Global Consulting can assist you in applying for the PBG and ensure your building is legally built. Get professional legal advice for Indonesia Indonesia’s legal system is complicated, with its many regulations, licences, and special rules for foreigners. Don’t make the mistake of trying to navigate it alone, and get the help of experienced consultants instead. At ILA, we can help you with intellectual property, corporate law, drafting, reviewing and managing legal documents, navigating commercial transactions and much more.You’re not alone. Reach out today to schedule a free consultation or read more about our legal service. SLF certificate (Sertifikat Laik Fungsi) The SLF is the Function Certificate. It is a mandatory approval that verifies a business or residential building meets safety and regulatory standards for its intended use. The SLF remains valid for 20 years for residential properties and 5 years for commercial, industrial, and other building types. To avoid legal issues or operational
Требования при создании и регистрации PT PMA на Бали
The PT PMA requirements state that it is the only form of company authorized for Foreign Direct Investment in Indonesia. In other words, as foreigners, the PT PMA is the only type of company to invest in Bali and Indonesia. For any foreigners looking to create a business or buying a business in Indonesia, the PT PMA is the only legal way. Requirements to establish a PT PMA The PT PMA is regulated by several regulations and decrees. The company law and the recommendations from the BKPM are the 2 main sources of information. Shareholders The number of shareholders has to be 2 minimum. They can be individuals or a legal entity. If a company wishes to open a branch in Indonesia, the company can become shareholder of the PT PMA. Deciding who will become the shareholder can impact the taxation and the tax rate on the dividend. It also impacts the type of visas the investor can obtain and if the investor can apply for an investor KITAS or a working KITAS. Director The director of the company of PT PMA has to be a resident director. This director has to have a tax number and has to be the Person in Charge (PIC) toward the tax office (Coretax). In order to be resident the director must apply for a tax card (NPWP). This NPWP can be obtained if the person is a local resident or a foreigner with a stay permit (KITAS or KITAP). A foreign director who is also a shareholder can get an investor KITAS if they hold at least 10 billion IDR in shares. If the share value is below 10 billion IDR or the director is not a shareholder, they can apply for a working KITAS In other words, the director doesn’t have to be an Indonesian citizen. The role of the director is to conduct the policy of the company. The director is in charge of the day-to-day operation of the company. The director role is defined in the deed of the company and has a responsibility towards the shareholders to hold a general meeting of shareholders at least once a year. Commissioner The commissioner role can be summarised as the representative of the shareholders to control and approve the activities of the director. The commissioner has to approve any asset separation and needs to sign some documents with the director of the company. The Commissioner supervises the Board of Directors and ensures legal and shareholder compliance. They do not manage daily operations but ensure that directors act responsibly. The Board of Commissioners has the authority to call for General Meetings of Shareholders (GMS) when necessary. The commissioner cannot be involved in daily operations but can temporarily manage the company in exceptional cases, if all directors are unable to serve. Changing Director or Commissioner in a PT PMA According to the PT PMA requirements, both directors and commissioners are appointed by the shareholders and can be dismissed by them. A GMS has to be held to change their positions. The commissioner can temporarily dismiss the director if their actions endanger the company or harm shareholder interests. Once the director or the commissioner resigns, the board of shareholders has 30 days to appoint a new director or commissioner. Also Read : Understanding PT PMA And Indonesia Corporate Tax Paid up Capital versus authorized Capital of a PT PMA PT PMA requirements mandate a minimum investment of 10 billion IDR, which shareholders must fully deliver. Some consultants provide conflicting information, but the law is clear: 100% of the authorized capital must be invested when establishing a PT PMA. The misunderstanding usually comes from the company law. The company law states that 25% of the authorized capital must be paid up. However, this contradicts BKPM regulations, which require PT PMA shareholders to pay 100% of the 10 billion IDR capital. Before 2021, businesses could gradually deliver the capital over the years by submitting a business plan to BKPM when establishing a company. This information is also crucial for people deciding to apply for an investor KITAS. An investor KITAS requires that the 10 billion IDR have to be injected by the applicant. In some circumstances we strongly recommend applying for a working KITAS and not increasing the capital of the company unnecessarily. Company address A company must have a commercial address and cannot register in a residence or apartment. At ILA we provide an office address to register your company and ensure your company can be operational. Some activities have address requirements, so contact us first to avoid future restrictions. The company’s address determines which KPP (tax office) will oversee its taxation. If you do not operate in Jakarta, we recommend not registering a company in Jakarta or in Bali if you operate the company in Lombok, for example. Registering a company in Indonesia has never been easier Setting up a business abroad can be challenging with so many documents, laws and regulations to consider. Luckily, the process will be a breeze, and we’ll give you expert advice on which business structure and setup will fit your needs. Reach out to the ILA team today to set up a free consultation or read more about the company registration process. Procedure to establish a PT PMA Steps to registration of a PT PMA The procedure to establish a PT PMA takes a few days. Once the requirements above are defined, the shareholders have to provide their passports or company documents. Here are the different steps: Register the company name in AHU (must be at least 3 words of 3 letters) Draft a notarial deed Register the company with the Ministry of Law and Human Rights Apply for the NPWP with Coretax Register the company in OSS and apply for the business license (NIB) Sertifkat Standard The sertifikat standard ensures that the company is meeting the minimum requirements related to the activity. Some activities get a Sertifikat Standard after OSS registration. Medium-high risk activities need extra steps.
Совместные предприятия и совместная деятельность в Индонезии
The PT PMA is sometimes not the right structure for entities seeking temporary collaboration. In such cases, Joint Venture Indonesia offers a flexible solution, allowing two entities to work together for a specific project or timeframe without the need to establish a new company. Commonly called Joint Venture and Joint operation, Indonesia also provides more flexible structures for companies, developers willing to create an entity for a certain period of time or a specific project. Less known than other types of structure such as PT PMA, Indonesia recognizes Joint Operation as KSO (Kerjasama Operasi) and Joint Venture as PT PMA with a limited time and project. Difference between Joint Operation and Joint Venture Indonesia Joint Venture A Joint Venture (JV) is a business arrangement in which multiple parties collaborate to achieve a specific goal, such as a new business, project, or investment. In a JV, each party retains its independent legal status while sharing control. The agreement defines the risks, profits, and losses. For foreigners a joint venture can be seen as a new entity between two or more parties. In Indonesia, two parties can create a PT PMA with a limited timeline for a specific purpose in order to collaborate on a market, specific product, development etc. Joint Operation A Joint Operation (KSO), also known as Kerja Sama Operasi, is a collaborative business between two or more parties in Indonesia. This partnership occurs on a specific project and does not necessitate the creation of a new legal entity such as PT PMA. KSOs are frequently utilized in sectors such as infrastructure, construction, property development. In Bali KSO is an alternative for developers, landlords and contractors willing to collaborate on a specific project in order to optimize the tax of the project. Feature Joint Operation Joint Venture Taxation At the partner level At the PT PMA level Type of entity KSO PT PMA Duration Project-based Defined in the Akta Profit distribution Based on the agreement Based on the shares Start your investment journey in Indonesia the right way With so many diverse investment opportunities in Indonesia, you need to make sure you’ve got the right setup to do business here. Get help from our team of experts to register your company and secure your visa and stay permit. Schedule a free call with us today to plan your next steps with ILA. Benefit of a KSO in Bali and Lombok A KSO is established through a contractual agreement between the parties involved. Unlike a joint venture, it does not constitute a separate legal entity. Instead, the parties involved share control and responsibilities within the KSO. This includes contributing resources such as capital, expertise, and equipment and jointly executing the project. The agreement defines a profit-sharing model for the project. Each party is responsible for fulfilling its financial obligations, including tax and accounting responsibilities, under its own legal structure. How to optimize tax as a developer in Bali and Lombok with a KSO For example, a developer willing to develop land but not having the capital to invest in it might collaborate with a landowner in order to define profit sharing. While one party brings the land as a contribution, the other party brings sales and marketing in order to build and sell villas. The benefit here is that both can collaborate without having to open a company together and they are entitled to collaborate only for the duration of the project. Another type of collaboration can be between a developer and a contractor. In order to simplify the sales, the developer and the contractor can create a KSO. Payment of the clients will go to the KSO and the payment related to the construction will go to the contractor while the payment related to the marketing and sales will go to the developer without having to pay double tax. Indeed if the developer receives payments from the clients, the developer is entitled to pay tax to the project management. Once the developer receives money, the developer has to pay the contractor and withhold tax. The same amount of money is taxed 2 times for one purpose. Read More: How To Establish A PT PMA In Bali How to open a KSO in Indonesia Define the terms and conditions In order to prepare the agreements, both parties need to discuss together on the following points. The notary and ILA will prepare the agreement based on the business orientation defined by the parties. Profit sharing Scope Duration Exit Strategy Roles and Responsibilities Tax responsibility Penalties Dispute resolution Registration with the notary A Kerjasama Operasi KSO requires a Akta pendirian. This deed is established by a notary in Indonesia based on terms and conditions defined by both parties. Tax registration As other types of entity, a KSO can obtain a tax number called NPWP. The tax number allows the entity to invoice clients, to collect income and have expenses and pay taxes. Bank account opening In order to control the income, expenses and profit of the KSO, the opening of a bank account is a secured solution for the members of the KSO. The expenses and sales are done directly at the bank account level. In order to open a bank account, the KSO need to provide the document below: Akta pendirian KSO ID/ Passport of the managing members of the KSO Akta pendirian and Ministy approval of the member of the KSO and all documents such as NIB + sertifikat standar, NPWP and ID of the directors Although developers and actors in Bali or Lombok are not really aware of it, KSO can be a useful structure depending on the type of project and collaboration.
Переезд на Бали с семьей - ключевые юридические аспекты для успешной релокации
Relocating to Bali as an expat alone or with your family is an exciting moment. However, figuring out how to move to Bali while navigating the legal landscape and administrative procedures can feel overwhelming. As a legal consulting company, we understand the crucial legal aspects to ensure your family’s relocation is compliant and stress-free: Visas and Immigration The first question people have before moving is how can I stay legally in Bali and which visa should I use. Having the proper visa is crucial to avoid any trouble and having to be deported. There is not one solution. The solution depends on each individual and each family. Remote worker KITAS: Ideal for remote workers, this visa permit stays up for 1 year and can be renewed without having to leave the country Parent KITAS: This stay permit is perfect for parents moving to Bali and having their kids going to school here and getting a student KITAS Retirement Visa: Designed for retirees over 55, this visa is ideal for people who have already retired and having proof of income over 3000 USD Investor KITAS: This visa is great for people setting up a company here and looking to invoice their overseas clients. Spouse KITAS: Ideal for the spouse of a person having a KITAS here. The spouse needs a marriage certificate as proof of relation. Second Home KITAS: This visa valid for 5 years is a perfect solution for expat having at least 130 000 USD to save on a bank account. Child KITAS: This stay permit allows the parents to sponsor their kids and stay in Indonesia in line with their stay permit. Working KITAS: This stay permit is valid for 1 year and for people hired by a company in Indonesia. Your visa process is made easy with ILA Indonesia has so many visas to choose from, each with its own requirements, regulations, and duration. With more constantly being issued by the government, it can be hard to keep track and choose one that is right for you. With the help of ILA, you can be sure that you’ll get the best visa for your needs as quickly and efficiently as possible without having to worry about any missing documents. Whether you’re looking for an Investor KITAS, Working KITAS, Second Home Visa, Spouse KITAS, Multiple Entry Business Visa or Remote Worker Visa, we can help make the process efficient and smooth. Schedule a free consultation today or learn more about the different visa options. Housing If you’re figuring out how to move to Bali, securing housing is one of the first challenges to address. Unlike most western countries, Indonesia and especially Bali don’t really offer monthly rentals. If you plan to move to Bali, we recommend you stay a few days in a villa, look around which area suits you the most, and try to enter into an agreement with an owner to rent the villa for the medium- or long term. Most of the deals involve signing a lease agreement (private contract) to rent the property for a certain period. Lease Agreements: Check the lease terms carefully, ensuring clarity on rent, duration, termination clauses, and maintenance responsibilities. We recommend to engage a legal professional like ILA to review contracts Property Ownership: The ownership is not available to individuals or under certain conditions. It is possible for a KITAS holder to purchase a villa and acquire a Hak Pakai for a total duration of 80 years. However, this ownership does not allow foreigners to rent out the property. If a foreigner wishes to do proper business, they need to set up a company and purchase the property under an HGB in order to get full ownership. Education Unlike Western countries, public education does not offer English education. Most of the best schools in Bali are expensive for people coming from a country where education is free. Depending on the school, parents may have to spend from 8 000 USD a year to 20 000 USD. Uluwatu area doesn’t offer proper schools above 10 years old for now, and most of the ex-pats stay around Seminyak and Canggu to offer good international education. Healthcare When planning to move to Indonesia, we recommend having proper private insurance. Indonesia has poor public health care services, and hospitals might request to pay the bills before starting health care services. There are some private insurance around the country for a reasonable price, such as Allianz, or local banks offering the service as well. Making your own business and working contract. If you’re wondering how to move to Bali and establish a business, the process is relatively easy. People can quickly be interested in setting up their own company. The Bali environment is a great place for entrepreneurs looking to expand and develop their ideas. Foreigners can set up a PT PMA to invoice clients in Indonesia or other parts of the world. Understanding employment laws is essential if you or your spouse plan to work in Bali. If you plan to hire foreigners, you need to sponsor them and get a work permit under the company. Indonesia offers incentives with a lower tax rate of 0.5% for the 3 first years of the business if the annual return does not exceed 4.8 billion IDR. Also read: How to Work in Bali Legally? (2024 Comprehensive Guide) Taxes Indonesia applies the principle of worldwide income. It means that an expat is supposed to declare its assets and income from all around the world. We recommend talking to us or a tax consultant to understand how the taxation will impact you or your family. Understanding Indonesian tax laws is crucial to avoid legal complications, especially for the one investing in properties. The tax has to be reported as below: From January to March for the personal income tax From January to April for the corporate tax On a monthly basis for companies under some tax regime or some local tax Documentation In addition to the
Как открыть банковский счет в Индонезии
A personal or business bank account in Bali or the rest of Indonesia is crucial to facilitate transactions in Indonesia. As a foreigner relocating to Bali or opening a business in Indonesia, using your overseas bank account can lead to high transaction fees. To avoid this, you need to open a bank account in Indonesia. Banks in Indonesia offer multi-currency bank accounts to facilitate your payments and issue invoices in Indonesia. How to open a personal bank account in Indonesia? The regulations in Indonesia authorise residents to open bank accounts there. Foreigners with a KITAS or KITAP can open a bank account in Indonesia. Foreigners with a tourist or business visa are not theoretically allowed to open a bank account in Bali or the rest of Indonesia. However, it has been a common practice for some banks to allow foreigners to open an Indonesian bank account with an Indonesian sponsor. The documents needed to open a personal bank account in Indonesia: Passport KITAS (Limited Stay permit) SKTT (or proof of address) Local Phone number Internet banking is working in Indonesia with local numbers. KITAS holders can obtain a permanent phone number by providing a copy of their passport to the telecom provider. The procedure to open a bank account is fast, with the bank having a branch office in Bali and Indonesia. While in some countries, it can take a few days to get a debit card, the Indonesian bank provides access to the account and the debit during the registration process. The process can take less than 1 hour to use the application and get a debit card. However, the difference between the two countries is that debit cards in Indonesia are very limited in some operations, such as physical payment and withdrawal. Indeed, some online systems reject the debit card during the payment process and require a credit card. Getting a credit card in Bali or Indonesia depends on each bank. It requires some deposit and having a working contract or a business running for a while. This might be annoying for people who usually use their debit cards to pay online. Some new online banks now provide virtual cards that you can use for online payment. Also read: How to Register Trademark in Indonesia Never worry about taxes and accounting again Dealing with finances, taxes, and accounting can feel overwhelming, especially as a foreigner in Indonesia. Let us guide you through processes like tax calculation, payroll, personal or corporate tax, short-term investments, balance sheet analysis and much more. With ILA by your side, nothing can go wrong. Schedule a free consultation today or learn more about our tax and accounting services. How to open a corporate account? After establishing a company in Bali, Lombok, or the rest of Indonesia, the important step is to open a corporate bank account in Bali or Indonesia to run and operate the business. To open a corporate Indonesia bank account, banks require the following: Akta of the company (deed) Tax Card (NPWP) SK (Ministry Approval) NIB (Business Identification Number) PKKPR KITAS of the director Indonesian Phone number The person able to open the bank account is the director of the company and not the commissioner of the PT PMA. The director has to be a resident of Indonesia (KITAS holder). Some banks can assist in opening the bank account while the director is still in the process of acquiring its KITAS. Procedure The process of opening a corporate bank account in Bali takes a bit more time than opening a personal bank account, as some verification steps are necessary. Once the documents provided are approved, the bank will issue the bank account number in a maximum of 4 business days (usually 1 or 2 days) and require the shareholder to inject a minimum deposit. This deposit varies from bank to bank (OCBC can require 51 million IDR while BNI 10 million IDR). Some banks provide multi-currency accounts, but we suggest checking and indicating to customer service which currency you wish to open. After receiving the deposit, the bank can proceed with internet banking, providing a physical or virtual token (mobile). The token is to be able to initiate the transaction (maker) and approve the transaction (approver). Corporate Card Unfortunately, not all banks provide corporate debit cards. Some banks provide only credit cards and require some high guarantee for a small or starting business. Banks like Permata or BNI provide corporate debit cards, which can be useful to be able to withdraw cash instead of going to the bank. Some banks even require you to pay for a chequebook to be able to withdraw your own money at the counter. The traditional banking system is improving a lot in Indonesia and has a lot of innovation. However, the online banking system with corporate banks is still not user-friendly, intuitive and difficult to use for an initiative. Some providers have emerged to provide alternative banking. Also read: Planning to Move to Bali? Here’s Your Document Checklist Online Banking While Indonesia has a big network of banks (BNI, OCBC, Permata, Mandiri, BCA, BRI, etc), new actors have emerged to provide alternative banking solutions (Aspire, for example). Those alternative banks have a user-friendly approach with virtual bank accounts and virtual debit cards. Those neo-banks offer a competitive approach with reduced banking fees, payroll solutions and a multi-currency approach. You can easily invite collaborators to log in and give them full or limited access to the system. The inconvenience is the inability to withdraw cash for some payments or corporate expenses. We suggest combining different bank accounts, offering more flexibility in your corporate bank account management. EDC and Payment Gateway in Indonesia Payment Gateway For some companies, being able to accept payment online by credit or debit card is crucial. However, some providers, such as Stripe, are not able to operate in Indonesia. Other providers have entered the market, such as (Xendit) offering alternative payment solutions in IDR. Those payment gateways can be connected to
Как зарегистрировать торговую марку в Индонезии
Как предприниматели или владельцы бизнеса, мы склонны забывать об одной маленькой вещи, когда бизнес быстро развивается. Если ваш бизнес растет и ваш бренд становится известным на рынке, необходимо зарегистрировать торговую марку, независимо от того, продаете вы услугу или товар. Поэтому компании, которые хотят максимально использовать индонезийский рынок, должны зарегистрировать товарный знак на свои товары и бренды, чтобы гарантировать защиту интересов своей компании. Хотите узнать больше о регистрации товарного знака в Индонезии? Давайте погрузимся в эту тему вместе. Что такое товарный знак? Товарный знак - это знак, который может быть графически отображен в виде изображения, логотипа, названия, слова, буквы, цифры, цветового решения, в двухмерной и/или трехмерной форме, звука, голограммы, или комбинации двух или более этих элементов, для различения товаров и/или услуг, производимых физическими или юридическими лицами в торговле товарами и/или услугами. [Ст. 1 п. 1 Закона о товарных знаках-2016] Как правило, регистрация товарного знака направлена на защиту названий, логотипов и символов, которые отличают вашу компанию от конкурентов или других лиц. Читайте также: Контракты и соглашения на Бали: Юридические аспекты Получите профессиональную юридическую консультацию по Индонезии Правовая система Индонезии сложна, в ней много нормативных актов, лицензий и специальных правил для иностранцев. Не совершайте ошибку, пытаясь сориентироваться в ней самостоятельно, а лучше обратитесь за помощью к опытным консультантам. В ILA мы можем помочь вам с интеллектуальной собственностью, корпоративным правом, составлением, проверкой и ведением юридических документов, сопровождением коммерческих сделок и многим другим. Вы не одиноки. Свяжитесь с нами сегодня, чтобы назначить бесплатную консультацию или прочитать больше о наших юридических услугах. В чем преимущество использования товарного знака? Использование товарного знака служит: Метод идентификации, позволяющий частным лицам или организациям отличать свои товары или услуги от других. Эффективный рекламный инструмент, позволяющий легко продвигать продукцию с помощью упоминания товарного знака; Обеспечение качества товаров и четкое указание происхождения производимых товаров/услуг - важные аспекты, которые необходимо учитывать. Что мы можем получить от регистрации товарного знака? При регистрации товарного знака вы можете получить ряд преимуществ, среди которых следующие: Предоставление доказательств для установления законного владельца зарегистрированного товарного знака; обоснование отклонения заявки на товарный знак, который является идентичным или по существу сходным с заявкой другой стороны на аналогичные товары/услуги; установление оснований для предотвращения использования другими лицами товарного знака, который является идентичным или по существу сходным с другим товарным знаком, находящимся в обороте для аналогичных товаров/услуг вашего. Правовая охрана зарегистрированного товарного знака действует в течение 10 лет с даты получения заявки на регистрацию, но срок охраны товарного знака может быть продлен. Кто может зарегистрировать товарный знак? Согласно индонезийскому Закону о товарных знаках № 20, 2016, заявку на регистрацию товарного знака может подать любой человек, если он соответствует установленным требованиям; короче говоря, подавать заявку на регистрацию товарного знака могут граждане Индонезии, иностранцы и юридические лица. Читайте также: Ваше основное руководство по регистрации компании на Бали в Индонезии Как зарегистрировать товарный знак в Индонезии? Товарные знаки должны быть поданы в Генеральный директорат ведомства интеллектуальной собственности. Вот что вам нужно подготовить перед подачей заявки на регистрацию ИС в Индонезии: Логотип, название или изображение вашей услуги и продукции. Четкое описание товаров и/или услуг, которые должны быть зарегистрированы для каждого класса в соответствии с классификацией брендов. Данные заявителя, такие как данные юридического лица или паспорт или индонезийское удостоверение личности, если это физическое лицо. Форма заявления и счет в Главном управлении по интеллектуальной собственности. Сколько времени занимает регистрация товарного знака в Индонезии? Подача заявки и ее формальная проверка займут 15 рабочих дней. После прохождения проверки документов заявка на регистрацию товарного знака в Индонезии проходит экспертизу по существу, которая длится 2 месяца. После этого в течение 150 рабочих дней будет выдано свидетельство. В идеале свидетельство на товарный знак должно быть выдано в течение 8 месяцев. Большое количество заявок на регистрацию товарного знака в Индонезии означает, что их рассмотрение может занять до 2 лет. Кроме того, во избежание отказа крайне важно провести проверку и должную экспертизу логотипа, названия и цвета до подачи заявки. И последнее, но не менее важное: важно понимать, к какой классификации вы относитесь. Для получения дополнительной информации и помощи в регистрации товарного знака вы можете записаться на консультацию в ILA.
Узнайте, как стать подрядчиком на Бали и Ломбоке
In Bali and Lombok, tourism businesses claim fame. Property developments are in progress. Hotels, resorts, and villas can be found in every corner of the city; small or large projects are tempting to build. This has sparked interest in becoming a contractor in Bali, but many are unaware of the strict regulations and requirements within the construction industry. The specific guide will provide the main steps and peculiarities of working in these culturally and economically lively regions. Construction Market Overview The construction sector in Bali and Lombok is not just growing—it’s thriving! Despite the highly regulated nature of the construction industry, it remains one of the most promising business opportunities. Scaling from small to big industries, private or government projects, both are as much as interested to do. Start your investment journey in Indonesia the right way With so many diverse investment opportunities in Indonesia, you need to make sure you’ve got the right setup to do business here. Get help from our team of experts to register your company, navigate the real estate market and secure your visa and stay permit. Schedule a free call with us today to plan your next steps with ILA. Types of construction services. Building a resort, hotel, or even a small house requires preparation. We start by making a drawing, managing the budget, and lastly, building. This process type, known as construction, can be classified into several categories: Construction Consultation Services Construction Work Service Integrated work between construction, consultation, and work service Construction Consultation Services Companies that involve tasks such as drafting, project management, engineering, landscape design, assessment, and planning will be considered as consultants for construction companies. There is also a special consultancy that provides scientific and technical analysis. Construction Work Service This type of construction involves a combination of construction, maintenance, demolition, and reconstruction processes. Essentially, once the planning phase is completed, the construction phase begins. The contractor must align the construction with the consultants’ planned building. Integrated Construction An integrated refers to a company that performs both building and civil construction tasks, including design, engineering, and procurement, all under one roof. Many foreign companies choose this classification when they are involved in government projects. Becoming a successful contractor in Bali and Lombok requires not only expertise but also a clear understanding of the legal and cultural nuances of the local construction market. Whether you’re interested in private ventures or government collaborations, knowing the industry’s complexities is key to thriving in this competitive field. Also read: Guide to Check Company Profile Information in Indonesia Steps to Becoming a Contractor in Bali and Lombok Navigating Indonesia’s complex legal system is a key step for those looking to work as a contractor in Bali or Lombok. As a foreigner or foreign company, you cannot just simply become a contractor; you have to structure your business. Once you have understood the concept of type of construction, here are the steps you need to take. 1. Form a Foreign Construction Business Entity Construction services can be provided by an individual or a corporation. For foreign construction service providers, however, there are various restrictions on starting their firm. A foreign company offering building services that can only conduct business in Indonesia has options such as the following: BUJKA (Badan Usaha Jasa Kontruksi Asing) solely offers high-risk, high-tech, high-cost market segments, starting with consultations (engineering/design) and/or monitoring and supervision services and restricted construction services. An Indonesian national or foreigner with a proper work permit (KITAS) and the necessary certificates can lead BUJKA. BUJKA also has to coordinate a combined effort with accredited national business associations. The benefit of setting BUJKA is that you do not need to inject paid-up capital, and this can be a beneficial strategy for participating in government projects. PT PMA: Foreign Investment Company. PT PMA is limited to classification B (BIG), either for planning, major corporations, or project implementers with project values greater than 100 billion. Forming the company as a Limited Liability Company (PT), it must have a maximum foreign share ownership of 67% for non-ASEAN nations and 70% from ASEAN countries. You have to find a local partner to hold the 30%, and the local partner must have a B classification as well. 2. Getting the Right Licenses The Regulation of the Minister of Public Works and Public Housing No. 8 of 2022 outlines the procedures for fulfilling standard certificates in the construction services sector, aiming to facilitate business licensing for construction service entrepreneurs. Below is a detailed breakdown of the licenses required for Badan Usaha Jasa Konstruksi Asing (BUJKA) and Perseroan Terbatas Penanaman Modal Asing (PT PMA) as stipulated in this regulation. Badan Usaha Jasa Konstruksi Asing (BUJKA). To legally conduct business, BUJKA must establish a representative office known as Kantor Perwakilan Badan Usaha Jasa Konstruksi Asing (KP BUJKA). The licensing requirements include: Establishment of Kantor Perwakilan BUJKA: Foreign construction companies must set up a representative office in Indonesia to oversee their operations. Obtainment of Business Identification Number (NIB): Through the Online Single Submission (OSS) system, BUJKA must acquire an NIB, which serves as a unified business identity. Getting the Construction Service Business License (IUJK) wallow let BUto JKA provide Indonesian construction services. Possession of a Standard Certificate: BUJKA is obliged to have a Standard Certificate comprising: Sertifikat Badan Usaha (SBU) is a certificate attesting to the classification and qualification of the corporate body in building services. Please note that SBU will be a with the ed with the sub-classification that will be performed by the BUJKA. Sertifikat Kompetensi Kerja (SKK): Certificates for personnel, ensuring that key staff meet Indonesian competency standards. The certifneedse nebe signedo have by someone you will hire in the BUJKA. Membership in a Construction Association (KTA): BUJKA must register with a recognised construction association in Indonesia, such as the Gabungan Pelaksana Konstruksi Nasional Indonesia (GAPENSI) or other relevant associations. Membership ensures adherence to professional and ethical standards in the construction industry. PT PMA (Penanaman Modal Asing) For foreign investors aiming to establish a construction
Руководство по легальной работе на Бали
Иностранцы могут работать на Бали или даже в Индонезии, имея соответствующую визу и разрешение на работу. Существует 3 типа виз, которые могут использовать для работы как компании, так и частные лица. Общие правила Иностранные граждане могут работать в Индонезии, если они получают разрешение на работу (IMTA) в Министерстве трудовых ресурсов, а иммиграционная служба выдает иностранцу рабочую визу. Экспаты, работающие на Бали или Ломбоке, могут работать исключительно на компанию-спонсора. Ваш визовый процесс упрощается с ILA В Индонезии существует множество виз на выбор, каждая из которых имеет свои требования, правила и срок действия. Поскольку правительство постоянно выпускает все новые и новые визы, бывает трудно уследить и выбрать ту, которая подходит именно вам. С помощью ILA вы можете быть уверены, что получите лучшую визу, соответствующую вашим потребностям, максимально быстро и эффективно, не беспокоясь о недостающих документах. Независимо от того, ищете ли вы KITAS для инвестора, рабочую KITAS, визу для второго дома, KITAS для супруга, многократную бизнес-визу или визу для удаленного работника, мы поможем сделать этот процесс эффективным и гладким. Запланируйте бесплатную консультацию сегодня или узнайте больше о различных вариантах виз. Рабочая KITAS Рабочая виза позволяет иностранцам работать на Бали на определенной должности, исключительно в рамках своей роли и в компании, которая их спонсирует. Некоторые должности и компании, однако, не открыты для иностранных работников. Например, иностранец не может претендовать на должность тренера по боксу по разрешению на работу на Бали, если компания работает в секторе продуктов питания и напитков. Более того, некоторые заявки отклоняются кадровыми службами из-за того, что они подаются не на ту должность. Владельцам бизнеса с PT PMA необходимо проверить KBLI перед подачей заявки на должность сотрудника, чтобы убедиться, что он может быть принят на работу по этой должности. Процесс получения разрешения на работу занимает от 14 рабочих дней до 2 месяцев. Компания-спонсор должна подать заявку на RPTKA (трудоустройство) и помочь пройти собеседование Подать заявку и получить разрешение на работу (IMTA) Подать заявку на визу (рабочую визу) Получить KITAS, как только иностранец въедет в страну по рабочей визе Как только сотрудник получит разрешение на работу и KITAS, иностранец сможет приступить к работе. Важно, чтобы компания ежемесячно отчисляла средства в BPJS, чтобы иметь возможность ежегодно продлевать разрешение на работу. Срок действия разрешения на работу составляет максимум 1 год, и продлевать его нужно не позднее чем за месяц до истечения срока действия. Также читайте: Стоит ли использовать номинального представителя для вашей компании в Индонезии? Виза для пробной работы на Бали Иностранные работники могут заключить только срочный контракт из-за ограничения срока действия разрешения на работу 1 годом. Если компания хочет протестировать работника, она может воспользоваться пробной рабочей визой, которая в конечном итоге может привести к получению разрешения на работу в Индонезии для подходящих кандидатов. Такая виза действительна в течение 60 дней и может быть продлена 2 раза. В течение этого периода компания может подать заявку на получение разрешения на работу. Работа в качестве директора в PT PMA Директору PT PMA необходимо подать заявление на получение разрешения на работу, чтобы иметь возможность руководить компанией. Как директор r иностранец может руководить только компанией и сотрудниками. Директор не может выполнять работу, например, директора по маркетингу или любую другую должность в компании. Например, директор компании, занимающейся йогой, ни в коем случае не может работать преподавателем йоги. Инвестор KITAS разрешает директору контролировать свои инвестиции, но не руководить сотрудниками компании в любой форме на территории Индонезии. Удаленный работник KITAS Бали - место, которое ежегодно принимает тысячи цифровых кочевников и даже удаленных работников. Индонезия предлагает визу удаленного работника, позволяющую иностранным работникам работать удаленно из Индонезии исключительно на своего работодателя, расположенного за пределами страны, в том числе и на Бали. KITAS для удаленных работников не позволяет иностранцам работать на другую компанию, расположенную в Индонезии, или заниматься деятельностью, приносящей доход на территории Индонезии. Читайте также: Виза удаленного работника (Digital Nomad) для Бали Работа фрилансером в Индонезии Важно помнить, что визы фрилансера на Бали не существует. Иностранцы могут работать исключительно на компанию, которая спонсирует визу. Многие экспаты думают, что могут работать фрилансером в качестве диджея, спортивного тренера в нескольких местах или в спортивном центре. Человек с рабочей KITAS является сотрудником компании, спонсирующей визу. Компания должна платить взносы с зарплаты, включая подоходный налог и социальное страхование BPJS. Если иностранный работник хочет оказать услугу другой компании, то спонсор должен выставить счет компании и напрямую заплатить владельцу KITAS. По сути, работник оказывает услугу от имени компании-спонсора. Клиент является клиентом не фрилансера, а компании-спонсора.
Переезжаете на Бали для жизни экспатов? Вот некоторые рекомендации
Taxation, political situation, and weather, Bali expats have their own reasons to move to Bali for a few months or long term. In the last few years, thousands of people have relocated to Bali to start a new journey, launch a new business or invest in properties. Moving to Bali requires preparing for travel. This guide goes through the steps to prepare for visas, tax residences, and different administrative tasks before and after moving to Bali. What to do before moving to Bali Preparing for the trip is crucial to not end in Bali with unfortunate circumstances and surprises. Bali is easy to travel as a tourist with a Visa on Arrival but can be difficult to understand when it comes to expatriation. Which visa to expatriate in Bali Indonesia has a wide range of visas when it comes to expatriation. Most expats initially apply for the C1 Visa (B211), but it is not cost-effective. Expats must extend it every 60 days and leave the country or use a bridging visa for extensions. Immigration requires a KITAS to grant residency status. You can obtain this stay permit after securing a visa from immigration, which authorizes stays longer than 180 days. Immigration in Bali grants this type of visa for different kinds of people: Investor in a company (Investor KITAS) Retirement KITAS for retired people Second home KITAS for people investing in a premium property or depositing 130 000 USD in an Indonesian bank account Remote worker KITAS (E33G) for the digital nomad or remote worker Dependent and family KITAS for the family member of a KITAS holder Working KITAS for workers sponsored by a company in Indonesia The visa can be applied for from the applicant’s country of origin. We recommend applying before coming to Indonesia to avoid flying out of the country or going through complicated procedures. The timeline to apply usually takes 5 working days. Also read: Obtaining Residence Permit In Bali (2024 Complete Guide) Where to live in Bali and how to find a property Bali has several expats with different lifestyle conditions. Everyone can find its perfect fit depending on the family situation and the budget. Areas like Umalas, Berawa, and Kerobokan are mostly appreciated by families with a budget allowing them to rent a property monthly or annually. The price per month usually starts around 2,000 USD to 3,000 USD per month. This area is close to the most reputable International school in Bali. Other areas after Canggu or Tombak Bayu are more appreciated by families with a lower budget but are still close to some of the best schools. Regardless of location, living in Bali allows expats to immerse themselves in Bali culture while enjoying a lifestyle tailored to their needs. Here are some of the areas and types of facilities expats can find: Areas Budget Facilities Umalas Kerobokan ++++ School Restaurant Nightlife Central and close to all areas Canggu Perereanan ++++ School Restaurant Nightlife Central and close to all areas Despite the comment, Canggu has no traffic. The traffic is to go there. Tombak Bayu +++ A bit further than the others, this area is close but involved to go through the traffic Uluwatu ++ This area is close to the best beaches. Unfortunately, there is no school yet for long for families. Nightlife is poor, and the facilities are limited. This area is booming and should change in the future Seseh, Cemagi ++ Surrounded by rice fields, this area is convenient to live in but is far from any facilities. It is a solution for the one looking for a lower budget. Kedungu ++ Some promoters are trying to attract people to this area due to cheap land acquisition. This area is far from everything and has no facilities. Families going there will need to move somewhere else after the kids grow. Ubud ++ Beautiful surrounding Restaurant Groceries Poor nightlife The centre of cultural Balinese life, Ubud is a beautiful place to live. Finding a property in Bali might be difficult in the long term since a lot of properties are oriented to the tourism market. However, it is possible to lease a long-term property or purchase land under a company (PT PMA) and build your own villa. Some websites or Facebook (marketplace) offer a range of villas in each area. We recommend contacting the person directly and opening a discussion. Other property agents offer some properties as well by taking a commission on it. Your visa process made easy with ILA Indonesia has so many visas to choose from, each with its own requirements, regulations, and duration. With more constantly being issued by the government, it can be hard to keep track and choose one that is right for you. With the help of ILA, you can be sure that you’ll get the best visa for your needs as quickly and efficiently as possible without having to worry about any missing documents. Whether you’re looking for an Investor KITAS, Working KITAS, Second Home Visa, Spouse KITAS, Multiple Entry Business Visa or Remote Worker Visa, we can help make the process efficient and smooth. Schedule a free consultation today or learn more about the different visa options. What to do After Moving to Bali Once you enter Bali with your visa, you get the KITAS (stay permit). After receiving the KITAS and moving to your house, some administrative actions are necessary to perform SKTT Register your SKTT through the Banjar after applying at the police station. Update your SKTT if you change your address in Bali and also update your KITAS. NPWP, EFIN and Personal Tax The personal tax has to be filed every year between January and March 31st following the civil year. In order to fill out the tax report, the KITAS holder needs to obtain an NPWP (tax number) and EFIN (Electronic Filing Identification Number) through the tax office. Bank account opening in Bali KITAS holders can open bank accounts in Indonesia. Some banks provide a multicurrency account